شركات التأمين تفرض نسب تحمل على قطع غيار السيارات

الرقابة المالية تفرض نسب تحمل مقارنة بالسابق

قالت هيئة الرقابة المالية في مصر أنها قررت تحميل المشاركين في التأمين نسبة تحمل معينة على بعض أجزاء السيارات خاصة الأجزاء الميكانيكية ، وقالت أن هذه الأجزاء تضم محرك السيارة وكل الأجزاء المرتبطة به ، كما أن نسب التحمل ستشمل الأجزاء الكهربائية من السيارة التي تتضمن المصابيح بكل أنواعها والمرايا والضفائر والكمبيوتر والدينامو والمارش .

 

نسب التحمل تشمل العفشة والعادم والاطارات 

كما تشمل نسب التحمل العفشة بكل مكوناتها ونظام العادم بالاضافة الي الاطارات والبارومة ، وستقوم كل شركات التأمين في مصر بتحميل العملاء نسبة تحمل عند استبدال مختلف هذه الأجزاء في السيارات المؤمن عليها وهي نسبة استهلاك حيث يتم توفير أجزاء جديدة بدلاً من الأجزاء القديمة التي تم استهلاكها لسنوات وبالتالي يجب تحمل العميل فارق استهلاك لهذه الأجزاء عن الفترة التي قضتها في سياراتهم. 

 

نسب التحمل على السيارات وقطع الغيار تبدأ من 2.5%

وتشمل نسب الاستهلاك : 

أول سنة 2.5% 

ثاني سنة 5%

ثالث سنة 10% 

رابع سنة 15%

خامس سنة 20%.

 

خصم 25% على استهلاك الاطارات والبطاريات

وتأتي نسب الاستهلاك للأجزاء كالتالي : 

الاطارات 25% للسنة الأولي و50% للسنة الثانية 

البطاريات 25% للسنة الأولي و50% للسنة الثانية 

البارومة نسبة استهلاك 50% .

8.3.0PHP Version378msRequest Duration3MBMemory UsageGET news/{news}Route
    • Booting (17.25ms)
    • Application (361ms)
    • 1 x Application (95.42%)
      360.51ms
      1 x Booting (4.57%)
      17.25ms
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      namespace
      prefix
      where
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      app/Http/Controllers/NewsController.php:37-58
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        88.9ms/vendor/laravel/framework/src/Illuminate/Routing/ImplicitRouteBinding.php:61shkman
        Metadata
        Bindings
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        • 16. /vendor/laravel/framework/src/Illuminate/Routing/ImplicitRouteBinding.php:61
        • 17. /vendor/laravel/framework/src/Illuminate/Routing/Router.php:947
        • 18. /vendor/laravel/framework/src/Illuminate/Routing/Middleware/SubstituteBindings.php:41
        • 19. /vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:180
        • 20. /vendor/laravel/framework/src/Illuminate/Foundation/Http/Middleware/VerifyCsrfToken.php:78
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        Backtrace
        • 22. /vendor/spatie/laravel-medialibrary/src/InteractsWithMedia.php:545
        • 23. /vendor/spatie/laravel-medialibrary/src/MediaCollections/MediaRepository.php:31
        • 24. /vendor/spatie/laravel-medialibrary/src/InteractsWithMedia.php:271
        • 25. /vendor/spatie/laravel-medialibrary/src/InteractsWithMedia.php:282
        • 26. /vendor/spatie/laravel-medialibrary/src/InteractsWithMedia.php:294
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        Metadata
        Backtrace
        • 14. /app/Http/Controllers/NewsController.php:55
        • 15. /vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • 16. /vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • 17. /vendor/laravel/framework/src/Illuminate/Routing/Route.php:259
        • 18. /vendor/laravel/framework/src/Illuminate/Routing/Route.php:205
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        • 18. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:110
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